Open Banking Sevices

Product Overview

The NextGenPSD2 Framework Version 1.3.6 offers a modern, open, harmonized, and interoperable set of Application Programming Interfaces (APIs) as the safest and most efficient way to provide data securely.

The NextGenPSD2 Framework reduces XS2A complexity and costs, addresses the problem of multiple competing standards in Europe, and, aligned with the goals of the Euro Retail Payments Board, enables European banking customers to benefit from innovative products and services ('Banking as a Service') by granting TPPs safe and secure (authenticated and authorized) access to their bank accounts and financial data.

The possible approaches are:

  • Redirect SCA Approach
  • OAuth SCA Approach


Please have a look at the implementation guidelines if you are not sure which message has to be used for the approach you are going to use.